How does inflation affect my money?

Inflation reduces the purchasing power of your money. With 20% annual inflation, products you buy for 100,000 TL today will cost about 249,000 TL in 5 years. If your money stays the same, you will have lost about 60% in real terms.

What should I do to protect against inflation?

Invest your money in instruments that provide returns above inflation. Stocks, gold, foreign currency, and real estate can protect against inflation long-term. Cash and demand deposits are the asset class that loses the most value.

Why is real return important?

Nominal return can be misleading. Even if your investment gains 40%, if inflation is 35%, your real return is only 5%. Always evaluate financial decisions based on real return.

Inflation Impact Calculator

Results

Nominal Value (Same)

Purchasing Power

Value Lost

Loss Percentage

Purchasing Power -

Inflation Rate Comparison

Inflation	5 Year	10 Year	20 Year	Loss (Year 10)

Price Change Table

Item	Today	5 Year	10 Year	20 Year

Yearly Value Loss Table

This calculator is for informational purposes only. Results are estimates and may differ from actual values.

Inflation and Purchasing Power

What Is Inflation?

Inflation is the continuous increase in the general price level. Even if the amount of your money stays the same, you can buy fewer goods and services due to inflation.

How Can I Protect Against Inflation?

Prefer investment instruments that provide returns above inflation.
Use inflation-indexed bonds and deposit accounts.
Invest in real assets like real estate and commodities.
Diversify your portfolio with foreign currency and gold.
Direct your money to investments rather than holding cash.

What Is Real Return?

Real return = Nominal return - Inflation. If your investment earned 30% but inflation was 25%, your real return is only 5%. True wealth building is measured by real return.

Inflation Impact Calculator