Calculate the total cost and payment duration of your credit card debt.
Credit Card Interest Calculator
Results
First Month Interest
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Total Repayment
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Total Interest + Tax
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Payment Duration
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Payment Schedule
Month
Debt Balance
Min. Payment
Interest
BSMV
KKDF
Principal Paid
Remaining Debt
This calculator is for informational purposes only. Results are estimates and may differ from actual values.
Info
Credit card interest is calculated by applying the monthly interest rate to the remaining balance. Additionally, BSMV (10%) and KKDF (15%) taxes are added to the interest amount.
The minimum payment is the lowest amount your bank requires you to pay each month, typically 20-40% of the total balance.
Making only minimum payments means most of your payment goes toward interest and taxes. This significantly extends the payoff time and increases the total amount paid.